Again the issue: is it that lenders don’t want to lend or that SME’s don’t want to borrow?

This debate rages on, creating distractions and consuming negative energy. In reality: It is actually a relatively small percentage of SME’s (especially amongst the smallest businesses) that do want to borrow from their bank – that however still comes down to quite a big number. The best and most capable get their funding through to the Read more about Again the issue: is it that lenders don’t want to lend or that SME’s don’t want to borrow?[…]

How do you prepare for your overdraft discussion?

Traditionally the bank manager would be ‘in the driving seat’ when it came to the annual overdraft review (sometimes, now, a more frequent event) in that they would tell you when it was, what information they wanted and organise the meeting. Sometimes that was at short notice but it didn’t matter, it all went smoothly Read more about How do you prepare for your overdraft discussion?[…]