Just read a great article about Cesar Millan – the ‘Dog Whisperer’ (in ‘What the Dog Saw’ by Malcolm Gladwell). Those of you who have seen his NatGeo programme will know that he is able to help owners with their dysfunctional dogs by building a trust, setting expectations and then creating predictability in relations between Read more about Why not a ‘Bank Whisperer’?[…]

We have had success in helping clients who are being ‘Managed Out’ – here is a good story: Customers ran a small hotel/guest house in the Midlands – superb building (an old hunting lodge) in lovely grounds. They had a Term Loan with their bank which they were servicing adequately and which was very well secured Read more about ‘Managing Out’ – A Good Success Story[…]

 In my last blog I mentioned ‘Managing Out’ and I’ve been asked what that means (sorry, its a reminder about use of ‘jargon’) In times gone past if your bank had you as a ‘manage out’ case it meant that you had become a ‘problem’ – they expected to lose money as a result of Read more about What is ‘Managing Out’?[…]

‘Term Loans’ are a topical subject – particularly if you thought that you had one and it now seems that you don’t!  Basically a Term Loan is a loan that both you and the lender (normally a bank) intended to run to its original term – normally a period (say 15 years). The loan is Read more about Term Loans – what are they and why should you keep one?[…]