If you recognise yourself or your company in the descriptions to the right, then you should be talking to Cornmill Associates. Go to our What We Do section to find out more about our deep knowledge of the sector and how we can help your business with vital relationships in the world of finance.
As an entrepreneur or part of the Senior Management of a growth business, you are familiar with the challenges and frustrations of ensuring you have the financial resources to keep pace. That includes ensuring that you have the right relationships with funders and other finance related professionals. Business can too easily be stifled by banks or finance or a need for better understanding of finance.I support businesses and Company Boards with precisely these challenges.
You will be familiar with the frustration that bankers and SME’s increasingly struggle to talk the same language or share the belief in a business and its owner. I know how banks operate and where the stresses arise.
If your business is making property work for you on a commercial basis, you will know the challenges of accessing finance effectively and dealing with increasing regulation caused by Government based or banking related compliance.
As a long-standing client of a Private Bank you could be frustrated to find that their support is subject to more constraints and changes in policy, especially when it comes to commercial projects. It could even threaten your continued success.
Latest on our blog
Following my blog of 12th July I am getting feedback that the banks, and their borrowers, are well progressed on the largest loans that need work on transition, but that the banks are concerned about some borrowers with smaller loans, who are not fully engaging with the process, and they are having to ‘chase’ them Read more about How are discussions going with your bank about transition from LIBOR to SONIA?[…]
The transition of loans that are currently linked to LIBOR (London Inter-Bank Offer Rate) onto its replacement, SONIA (Sterling Overnight Index Average) is now well progressed and banks are managing this process well it seems. Each have produced useful guidance notes for borrowers that are affected and setting out the options available to them as Read more about LIBOR transition to SONIA – are you working with your lender?[…]
Many trading businesses are finding that with the decline in the availability of bank overdraft facilities, they are having to use other forms of finance to ‘oil the wheels’ of transactions where the ‘terms of trade’ make cashflow a challenge. A priority client for ‘Cornmill Associates’ found this was the case when they secured a Read more about Trade Finance – how it unlocked a deal for a great client[…]
In 2011 I put out a blog (and subsequently a podcast-see link below) about Mortgage Debentures. Remarkably, ten years later, It remains one of the top items in a Google search on the subject, not because it is so good but because there is a dearth of information covering this. And yet companies Read more about Do Company Directors sign Mortgage Debentures too readily?[…]