The transition of loans that are currently linked to LIBOR (London Inter-Bank Offer Rate) onto its replacement, SONIA (Sterling Overnight Index Average) is now well progressed and banks are managing this process well it seems. Each have produced useful guidance notes for borrowers that are affected and setting out the options available to them as Read more about LIBOR transition to SONIA – are you working with your lender?[…]

Many trading businesses are finding that with the decline in the availability of bank overdraft facilities, they are having to use other forms of finance to ‘oil the wheels’ of transactions where the ‘terms of trade’ make cashflow a challenge. A priority client for ‘Cornmill Associates’ found this was the case when they secured a Read more about Trade Finance – how it unlocked a deal for a great client[…]

    In 2011 I put out a blog (and subsequently a podcast-see link below) about Mortgage Debentures. Remarkably, ten years later, It remains one of the top items in a Google search on the subject, not because it is so good but because there is a dearth of information covering this. And yet companies Read more about Do Company Directors sign Mortgage Debentures too readily?[…]