The impressive growth of platform lenders to SME’s has certainly filled a gap left by the high street banks for lending of a certain kind. But it has also been driven partly by ‘convenience’ – getting a decision almost instantly and then having access to funds within days has appealed to borrowers. However, these deals Read more about Personal Guarantees – the next scandal? and why no central register?[…]
As a country lad I remember being shut in a very dark barn on a sunny day. It was pitch black but in one corner a tiny crack in a roof tile had an interesting effect: by the time the sunlight hit the ground it was like a spotlight on a stage. A chink had Read more about SME needs, bank cultures and how ‘a chink becomes a ray of light’[…]
This is a question that I’m often asked, especially is there a size of business that is too small. Over all the years I’ve been dealing with SME’s there are probably hardly any sector types that I haven’t had some involvement with. A very specialist type of business or market does take more understanding but Read more about When people ask what sectors and size of business do I work with…[…]
Two interesting articles recently on the role of ‘CFO’s (A ‘Times’ supplement) and a blog about how they can be seen as ‘weak’ if they decide to outsource some tasks (naturally from a supplier of accountancy services). Both raise interesting issues. By supporting business owners and FD’s on specialist tasks (mainly funding, banker or investor Read more about The changing role of ‘Finance Directors’ (or CFO’s) and openness to external help[…]